15 USC 8223: Definitions
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15 USC 8223: Definitions Text contains those laws in effect on November 20, 2024
From Title 15-COMMERCE AND TRADECHAPTER 108-STATE-BASED INSURANCE REFORMSUBCHAPTER II-REINSURANCE
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§8223. Definitions

For purposes of this subchapter, the following definitions shall apply:

(1) Ceding insurer

The term "ceding insurer" means an insurer that purchases reinsurance.

(2) Domiciliary State

The terms "State of domicile" and "domiciliary State" mean, with respect to an insurer or reinsurer, the State in which the insurer or reinsurer is incorporated or entered through, and licensed.

(3) NAIC

The term "NAIC" means the National Association of Insurance Commissioners or any successor entity.

(4) Reinsurance

The term "reinsurance" means the assumption by an insurer of all or part of a risk undertaken originally by another insurer.

(5) Reinsurer

(A) In general

The term "reinsurer" means an insurer to the extent that the insurer-

(i) is principally engaged in the business of reinsurance;

(ii) does not conduct significant amounts of direct insurance as a percentage of its net premiums; and

(iii) is not engaged in an ongoing basis in the business of soliciting direct insurance.

(B) Determination

A determination of whether an insurer is a reinsurer shall be made under the laws of the State of domicile in accordance with this paragraph.

(6) State

The term "State" includes any State of the United States, the District of Columbia, the Commonwealth of Puerto Rico, Guam, the Northern Mariana Islands, the Virgin Islands, and American Samoa.

( Pub. L. 111–203, title V, §533, July 21, 2010, 124 Stat. 1595 .)