Front Matter
*Title 1—General Provisions
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Title 2—The Congress
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*Title 3—The President
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*Title 4—Flag And Seal, Seat Of Government, And The States
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*Title 5—Government Organization And Employees
; and
Appendix
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Title 6—Domestic Security
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Title 7—Agriculture
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Title 8—Aliens And Nationality
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*Title 9—Arbitration
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*Title 10—Armed Forces
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*Title 11—Bankruptcy
; and
Appendix
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Title 12—Banks And Banking
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TITLE 12—Front Matter
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CHAPTER 1—THE COMPTROLLER OF THE CURRENCY
(sections 1 to 16)
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CHAPTER 2—NATIONAL BANKS
(sections 21 to 216d)
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CHAPTER 3—FEDERAL RESERVE SYSTEM
(sections 221 to 522)
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CHAPTER 4—TAXATION
(sections 541 to 547)
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CHAPTER 5—CRIMES AND OFFENSES
(sections 581 to 588d)
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CHAPTER 6—FOREIGN BANKING
(sections 601 to 633)
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CHAPTER 6A—EXPORT-IMPORT BANK OF THE UNITED STATES
(sections 635 to 635t)
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CHAPTER 7—FARM CREDIT ADMINISTRATION
(sections 636 to 1138f)
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CHAPTER 7A—AGRICULTURAL MARKETING
(sections 1141 to 1141j)
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CHAPTER 7B—REGIONAL AGRICULTURAL CREDIT CORPORATIONS
(sections 1148 to 1148d)
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CHAPTER 8—ADJUSTMENT AND CANCELLATION OF FARM LOANS
(sections 1150 to 1150c)
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CHAPTER 9—NATIONAL AGRICULTURAL CREDIT CORPORATIONS
(sections 1151 to 1322)
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CHAPTER 10—LOCAL AGRICULTURAL-CREDIT CORPORATIONS, LIVESTOCK-LOAN COMPANIES AND LIKE ORGANIZATIONS; LOANS TO INDIVIDUALS TO AID IN FORMATION OR TO INCREASE CAPITAL STOCK
(sections 1401 to 1404)
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CHAPTER 11—FEDERAL HOME LOAN BANKS
(sections 1421 to 1449)
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CHAPTER 11A—FEDERAL HOME LOAN MORTGAGE CORPORATION
(sections 1451 to 1459)
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CHAPTER 12—SAVINGS ASSOCIATIONS
(sections 1461 to 1470)
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CHAPTER 13—NATIONAL HOUSING
(sections 1701 to 1750g)
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CHAPTER 13—Front Matter
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Sec. 1701. Short title
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Sec. 1701a. Short title of amendment of 1938
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Sec. 1701b. Short title of amendment of 1942
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Sec. 1701c. Secretary of Housing and Urban Development
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Sec. 1701c-1. Omitted
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Sec. 1701d. Repealed. Pub. L. 89-554, §8(a), Sept. 6, 1966, 80 Stat. 655
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Secs. 1701d-1, 1701d-2. Repealed. Pub. L. 90-19, §§6(i), 12(a), May 25, 1967, 81 Stat. 22, 23
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Sec. 1701d-3. Repealed. Pub. L. 91-609, title V, §503(3), Dec. 31, 1970, 84 Stat. 1785
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Sec. 1701d-4. Exchange and assembly of housing and urban planning and development data; payment of expenses; acceptance of funds, services, facilities, materials, and other donations; approval of Secretary of State for international programs and activities
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Secs. 1701e, 1701f. Repealed. Pub. L. 91-609, title V, §503(1), Dec. 31, 1970, 84 Stat. 1785
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Sec. 1701f-1. Repealed. Pub. L. 90-19, §5(c), May 25, 1967, 81 Stat. 21
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Secs. 1701g to 1701g-3. Omitted
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Sec. 1701g-4. Omitted
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Sec. 1701g-5. Revolving fund in connection with liquidating programs
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Sec. 1701g-5a. Transfer of New Communities Fund assets and liabilities
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Sec. 1701g-5b. Liquidation of New Communities Program; cancellation of debt
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Sec. 1701g-5c. Transfer of rehabilitation loan fund assets and liabilities
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Sec. 1701h. Advisory committees; payment of transportation and other expenses
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Sec. 1701h-1. Housing for elderly persons advisory committee
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Secs. 1701i, 1701i-1. Omitted
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Sec. 1701j. Repealed. Aug. 2, 1954, ch. 649, title VIII, §813, 68 Stat. 647
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Sec. 1701j-1. Builder's certification as to construction
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Sec. 1701j-2. National Institute of Building Sciences
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Sec. 1701j-3. Preemption of due-on-sale prohibitions
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Sec. 1701k. Right to redeem property on which United States has lien
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Sec. 1701l. Limitation on interest rates of insured mortgages; terms of sales
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Sec. 1701l-1. Mortgage proceeds fraudulently misappropriated by mortgagor; recovery of deficiency after foreclosure
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Sec. 1701m. Credit and cancellation of notes transferred from Reconstruction Finance Corporation; net loss computation
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Sec. 1701n. Reduction of vulnerability of congested urban areas to enemy attack
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Sec. 1701o. Annual report of Secretary
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Sec. 1701p. Contents of report to President and Congress
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Sec. 1701p-1. Periodic report on residential mortgage delinquencies and foreclosures
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Sec. 1701p-2. Default and foreclosure database
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Sec. 1701q. Supportive housing for the elderly
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Sec. 1701q-1. Civil money penalties against mortgagors under section 1701q of this title
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Sec. 1701q-2. Grants for conversion of elderly housing to assisted living facilities and other purposes
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Sec. 1701q-3. Funds for housing for elderly and persons with disabilities available for cost of maintenance and disposal of such properties
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Sec. 1701r. Congressional findings respecting housing for senior citizens
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Sec. 1701r-1. Pet ownership in assisted rental housing for the elderly or handicapped
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Sec. 1701s. Rent supplement payments for qualified lower income families
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Sec. 1701t. Congressional affirmation of national goal of decent homes and suitable living environment for American families
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Sec. 1701u. Economic opportunities for low- and very low-income persons
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Sec. 1701v. Congressional findings and declaration for improved architectural design in Government housing programs
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Sec. 1701w. Budget, debt management, and related counseling services for mortgagors; authorization of appropriations
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Sec. 1701x. Assistance with respect to housing for low- and moderate-income families
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Sec. 1701x-1. Home inspection counseling
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Sec. 1701x-2. Legal assistance for foreclosure-related issues
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Sec. 1701y. National Homeownership Foundation
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Sec. 1701z. New technologies in the development of housing for lower income families
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Sec. 1701z-1. Research and demonstrations; authorization of appropriations; continuing availability of funds
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Sec. 1701z-2. Advanced technologies, methods, and materials for housing construction, rehabilitation, and maintenance
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Sec. 1701z-3. Experimental housing allowance payment program
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Sec. 1701z-4. Abandoned properties demonstration project
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Sec. 1701z-5. Demonstrations of heating or cooling residential housing utilizing solar energy
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Sec. 1701z-6. Special housing need research and demonstration authority
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Sec. 1701z-7. Studies to determine extent of need for counseling to mortgagors; report to Congress
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Sec. 1701z-8. Energy conservation and renewable-resource demonstration
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Sec. 1701z-9. Expansion of home ownership opportunities in urban areas
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Sec. 1701z-10. Model rehabilitation guidelines in inspection and approval of rehabilitated properties; report to Congress
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Sec. 1701z-10a. Biennial survey of economic and housing market conditions
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Sec. 1701z-11. Management and disposition of multifamily housing projects
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Sec. 1701z-12. Housing access
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Sec. 1701z-13. Solar energy for single-family and multifamily housing units
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Sec. 1701z-14. Lower cost technology demonstration program
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Sec. 1701z-15. Approval of individual residential water purification or treatment units
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Sec. 1701z-16. Energy efficient mortgages pilot program
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Sec. 1701z-17. Increasing access and understanding of energy efficient mortgages
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SUBCHAPTER I—HOUSING RENOVATION AND MODERNIZATION
(sections 1702 to 1706f)
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SUBCHAPTER II—MORTGAGE INSURANCE
(sections 1707 to 1715z-25)
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SUBCHAPTER III—NATIONAL MORTGAGE ASSOCIATIONS
(sections 1716 to 1723i)
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SUBCHAPTER IV—INSURANCE OF SAVINGS AND LOAN ACCOUNTS
(sections 1724 to 1730i)
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SUBCHAPTER V—MISCELLANEOUS
(sections 1731 to 1735h)
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SUBCHAPTER V—Front Matter
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Sec. 1731. Repealed. June 25, 1948, ch. 645, §21, 62 Stat. 862, eff. Sept. 1, 1948
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Sec. 1731a. Penalties
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Sec. 1731b. Prohibition against transient housing
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Sec. 1732. Separability
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Sec. 1733. Application of other laws
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Sec. 1734. Amendment, extension, or increase of commitment amounts
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Sec. 1735. Payment of certain funds to Treasury
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Sec. 1735a. Prepayment of mortgages by nonprofit educational institutions; refunds
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Sec. 1735b. Expenditures to correct or reimburse for structural or other major defects in mortgaged homes
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Sec. 1735c. General Insurance Fund
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Sec. 1735d. Payment of insurance benefits in cash or debentures; borrowing money from Treasury to make payments
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Sec. 1735e. Acceptance of materials or products used in structures
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Sec. 1735e-1. Use of American materials and products
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Sec. 1735f. Water and sewerage facilities
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Sec. 1735f-1. Waiver of deduction on assignment of property to Secretary in lieu of foreclosure
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Sec. 1735f-2. Uniform rehabilitation standards for housing within and without urban renewal areas
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Sec. 1735f-3. Insurance of mortgage proceeds advanced during construction or rehabilitation or prior to final endorsement of project mortgage
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Sec. 1735f-4. Minimum property standards
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Sec. 1735f-5. Prohibition against discrimination on account of sex in extension of mortgage assistance; consideration of combined income of husband and wife for purpose of extending mortgage credit; definitions
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Sec. 1735f-6. Secondary mortgages held by State or local governmental agency on insured properties
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Sec. 1735f-7. Exemption from State usury laws; applicability
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Sec. 1735f-7a. State constitution or laws limiting mortgage interest, discount points, and finance or other charges; exemption for obligations made after March 31, 1980
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Sec. 1735f-8. Time of payment of premium charges
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Sec. 1735f-9. Limitation on commitments to insure loans and mortgages
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Sec. 1735f-10. Change of mortgagee status
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Sec. 1735f-11. Review of mortgagee performance and authority to terminate
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Sec. 1735f-12. Assurance of adequate processing of applications for loan and mortgage insurance
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Sec. 1735f-13. Prohibition of requirement of minimum principal loan amount
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Sec. 1735f-14. Civil money penalties against mortgagees, lenders, and other participants in FHA programs
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Sec. 1735f-15. Civil money penalties against multifamily mortgagors
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Sec. 1735f-16. Annual audited financial statements
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Sec. 1735f-17. Examinations and sanctions for certain violations
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Sec. 1735f-18. Information regarding early defaults and foreclosures on insured mortgages
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Sec. 1735f-19. Partial payment of claims on defaulted mortgages and in connection with mortgage restructuring
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Sec. 1735f-20. Authorization of appropriations for General and Special Risk Insurance Funds
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Sec. 1735g. Mortgage relief for homeowners who are unemployed as result of closing of Federal installation
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Sec. 1735h. Repealed. Pub. L. 89-754, title X, §1013(j), Nov. 3, 1966, 80 Stat. 1292
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SUBCHAPTER VI—WAR HOUSING INSURANCE
(sections 1736 to 1746a)
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SUBCHAPTER VII—INSURANCE FOR INVESTMENTS IN RENTAL HOUSING FOR FAMILIES OF MODERATE INCOME
(sections 1747 to 1747l)
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SUBCHAPTER VIII—ARMED SERVICES HOUSING MORTGAGE INSURANCE
(sections 1748 to 1748i)
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SUBCHAPTER IX—HOUSING FOR EDUCATIONAL INSTITUTIONS
(sections 1749 to 1749d)
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SUBCHAPTER IX-A—MORTGAGE INSURANCE FOR LAND DEVELOPMENT AND NEW COMMUNITIES
(sections 1749aa to 1749ll)
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SUBCHAPTER IX-B—MORTGAGE INSURANCE FOR GROUP PRACTICE FACILITIES AND MEDICAL PRACTICE FACILITIES
(sections 1749aaa to 1749aaa-5)
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SUBCHAPTER IX-C—NATIONAL INSURANCE DEVELOPMENT PROGRAM
(sections 1749bbb to 1749bbb-2)
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SUBCHAPTER X—NATIONAL DEFENSE HOUSING INSURANCE
(sections 1750 to 1750g)
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SUBCHAPTER XI—VOLUNTARY HOME MORTGAGE CREDIT
(sections 1750aa to 1750jj)
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CHAPTER 14—FEDERAL CREDIT UNIONS
(sections 1751 to 1795k)
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CHAPTER 15—FEDERAL LOAN AGENCY
(sections 1801 to 1805)
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CHAPTER 16—FEDERAL DEPOSIT INSURANCE CORPORATION
(sections 1811 to 1835a)
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CHAPTER 17—BANK HOLDING COMPANIES
(sections 1841 to 1852)
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CHAPTER 18—BANK SERVICE COMPANIES
(sections 1861 to 1867)
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CHAPTER 19—SECURITY MEASURES FOR BANKS AND SAVINGS ASSOCIATIONS
(sections 1881 to 1884)
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CHAPTER 20—CREDIT CONTROL
(sections 1901 to 1910)
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CHAPTER 21—FINANCIAL RECORDKEEPING
(sections 1951 to 1960)
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CHAPTER 22—TYING ARRANGEMENTS
(sections 1971 to 1978)
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CHAPTER 23—FARM CREDIT SYSTEM
(sections 2001 to 2279bb-7)
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CHAPTER 24—FEDERAL FINANCING BANK
(sections 2281 to 2296)
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CHAPTER 25—NATIONAL COMMISSION ON ELECTRONIC FUND TRANSFERS
(sections 2401 to 2408)
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CHAPTER 26—DISPOSITION OF ABANDONED MONEY ORDERS AND TRAVELER'S CHECKS
(sections 2501 to 2503)
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CHAPTER 27—REAL ESTATE SETTLEMENT PROCEDURES
(sections 2601 to 2617)
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CHAPTER 28—EMERGENCY MORTGAGE RELIEF
(sections 2701 to 2712)
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CHAPTER 29—HOME MORTGAGE DISCLOSURE
(sections 2801 to 2811)
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CHAPTER 30—COMMUNITY REINVESTMENT
(sections 2901 to 2908)
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CHAPTER 31—NATIONAL CONSUMER COOPERATIVE BANK
(sections 3001 to 3051)
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CHAPTER 32—FOREIGN BANK PARTICIPATION IN DOMESTIC MARKETS
(sections 3101 to 3111)
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CHAPTER 33—DEPOSITORY INSTITUTION MANAGEMENT INTERLOCKS
(sections 3201 to 3208)
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CHAPTER 34—FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL
(sections 3301 to 3311)
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CHAPTER 34A—APPRAISAL SUBCOMMITTEE OF FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL
(sections 3331 to 3356)
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CHAPTER 35—RIGHT TO FINANCIAL PRIVACY
(sections 3401 to 3423)
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CHAPTER 36—DEPOSITORY INSTITUTIONS DEREGULATION AND FINANCIAL REGULATION SIMPLIFICATION
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CHAPTER 37—SOLAR ENERGY AND ENERGY CONSERVATION BANK
(sections 3601 to 3620)
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CHAPTER 38—MULTIFAMILY MORTGAGE FORECLOSURE
(sections 3701 to 3717)
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CHAPTER 38A—SINGLE FAMILY MORTGAGE FORECLOSURE
(sections 3751 to 3768)
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CHAPTER 39—ALTERNATIVE MORTGAGE TRANSACTIONS
(sections 3801 to 3806)
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CHAPTER 40—INTERNATIONAL LENDING SUPERVISION
(sections 3901 to 3912)
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CHAPTER 41—EXPEDITED FUNDS AVAILABILITY
(sections 4001 to 4010)
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CHAPTER 42—LOW-INCOME HOUSING PRESERVATION AND RESIDENT HOMEOWNERSHIP
(sections 4101 to 4147)
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CHAPTER 43—ACTIONS AGAINST PERSONS COMMITTING BANK FRAUD CRIMES
(sections 4201 to 4247)
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CHAPTER 44—TRUTH IN SAVINGS
(sections 4301 to 4313)
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CHAPTER 45—PAYMENT SYSTEM RISK REDUCTION
(sections 4401 to 4407)
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CHAPTER 46—GOVERNMENT SPONSORED ENTERPRISES
(sections 4501 to 4642)
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CHAPTER 47—COMMUNITY DEVELOPMENT BANKING
(sections 4701 to 4750)
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CHAPTER 48—FINANCIAL INSTITUTIONS REGULATORY IMPROVEMENT
(sections 4801 to 4809)
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CHAPTER 49—HOMEOWNERS PROTECTION
(sections 4901 to 4910)
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CHAPTER 50—CHECK TRUNCATION
(sections 5001 to 5018)
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CHAPTER 51—SECURE AND FAIR ENFORCEMENT FOR MORTGAGE LICENSING
(sections 5101 to 5117)
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CHAPTER 52—EMERGENCY ECONOMIC STABILIZATION
(sections 5201 to 5253)
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CHAPTER 53—WALL STREET REFORM AND CONSUMER PROTECTION
(sections 5301 to 5628)
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CHAPTER 54—STATE SMALL BUSINESS CREDIT INITIATIVE
(sections 5701 to 5710)
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CHAPTER 55—ADJUSTABLE INTEREST RATE (LIBOR)
(sections 5801 to 5807)
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*Title 13—Census
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*Title 14—Coast Guard
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Title 15—Commerce And Trade
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Title 16—Conservation
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*Title 17—Copyrights
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*Title 18—Crimes And Criminal Procedure
; and
Appendix
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Title 19—Customs Duties
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Title 20—Education
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Title 21—Food And Drugs
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Title 22—Foreign Relations And Intercourse
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*Title 23—Highways
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Title 24—Hospitals And Asylums
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Title 25—Indians
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Title 26—Internal Revenue Code
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Title 27—Intoxicating Liquors
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*Title 28—Judiciary And Judicial Procedure
; and
Appendix
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Title 29—Labor
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Title 30—Mineral Lands And Mining
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*Title 31—Money And Finance
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*Title 32—National Guard
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Title 33—Navigation And Navigable Waters
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Title 34—Crime Control And Law Enforcement
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*Title 35—Patents
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*Title 36—Patriotic And National Observances, Ceremonies, And Organizations
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*Title 37—Pay And Allowances Of The Uniformed Services
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*Title 38—Veterans' Benefits
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*Title 39—Postal Service
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*Title 40—Public Buildings, Property, And Works
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*Title 41—Public Contracts
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Title 42—The Public Health And Welfare
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Title 43—Public Lands
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*Title 44—Public Printing And Documents
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Title 45—Railroads
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*Title 46—Shipping
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Title 47—Telecommunications
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Title 48—Territories And Insular Possessions
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*Title 49—Transportation
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Title 50—War And National Defense
; and
Appendix
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*Title 51—National And Commercial Space Programs
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Title 52—Voting And Elections
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Title 53—[Reserved]
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*Title 54—National Park Service And Related Programs
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Popular Names and Tables
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